Accountability
This page exists so you can verify who you’re trusting with one of the most important financial decisions of your life. Life insurance is everywhere — real guidance is not. Anyone can run ads or claim to be an expert. Very few are licensed, experienced, and willing to put education before commission.
Clients Served - 23,471
Premiums Saved - $10m
Michael DeCecco is the founder of Timeless Protection and We Protect Veterans, and a nationally recognized advocate for transparency in the life insurance industry. With over a decade of experience, Michael is known for slowing the process down, exposing bad advice, and protecting families through education — not pressure. He regularly educates consumers and agents across the country and has earned multiple industry awards while maintaining over 90% policy retention, placing him among the top 1% of professionals in the life insurance industry.
Michael DeCecco
Owner & Founder
Timeless Protection is an independent, licensed life insurance agency — not tied to any single carrier — with access to every major A-rated carrier in the country. The standard at Timeless is intentionally high, guided by a professionally blunt approach that prioritizes education and honest conversation over sales tactics. Coverage is never rushed or pushed, and agents are not desperate salespeople. Every recommendation is explained clearly, with risks, limitations, and expectations disclosed upfront so clients can make informed decisions with confidence.This matters even more for veterans. VA-branded ads and mailers have created confusion and bad coverage choices. We Protect Veterans exists to educate, advocate, and ensure veterans understand all options before buying anything.
What we don’t do:
No cold calls. No pressure. No fake quotes. No selling without education.
What we do:
Provide verified credentials, clear guidance, and honest recommendations — so coverage works when it’s needed most.
Life insurance must be done right the first time. This page exists so you can confirm you’re working with a real professional — not a salesperson.
Licensed Professionals
State licensed in multiple jurisdictions with ongoing education requirements.
Carrier Appointments
Appointed with A+ rated carriers including Fidelity, Mutual of Omaha, and more.
Veteran Specialists
Certified veteran insurance advocates with military service experience.
Consumer Protection
Member of consumer protection organizations and industry watchdog groups.
NO SALES PITCHES
We focus on education and guidance — not pressure or gimmicks.
NO MISLEADING
ADS
What you see is what you get — honest information with no fine-print surprises.
ACCURATE
QUOTES
Every quote we provide is based on real rates, tailored to your age, health, and goals.
EXHAUST ALL
OPTIONS
We search every carrier and product available to make sure you get the best coverage.
OUR PARTNERS
We don’t cut corners — ever. Whether it’s a small group or a billion-dollar company, our standard never changes: do what’s best for the client and their family, period. We don’t work for carriers — we work for hardworking families, squeezing every dollar of value possible for them. Thanks to the carriers who make that possible and pay claims promptly when families need it most.
